Terms of Use for Financial Security and Literacy Courses

Last Updated: May 15, 2025

1. Acceptance of Terms

By accessing or using the Financial Security and Literacy Courses provided by Financial Literacy Canada, you agree to these Terms of Use. These terms govern your use of our online educational platforms, courses, resources, and related services.

2. Definitions

Course: Online educational content related to financial security and literacy
User: Individual accessing or participating in the courses
Platform: Website and associated digital learning environments
Content: Educational materials, videos, texts, assessments, and resources

3. User Eligibility

Users must be:

Minimum age of 16 years
Residents of Canada
Capable of entering a binding legal agreement
Committed to ethical and responsible learning

4. User Rights and Obligations

4.1 User Rights

Access to purchased course materials
Confidential learning experience
Support through designated communication channels

4.2 User Obligations

Provide accurate personal information
Maintain account confidentiality
Use content for personal educational purposes only
Comply with Canadian educational and digital learning standards

5. Intellectual Property Rights

All course content, including:

Curriculum materials
Video lectures
Written resources
Assessment tools Are protected under Canadian copyright laws and owned exclusively by Financial Literacy Canada.

5.1 Licensing

Users receive non-transferable, limited use rights
Reproduction, distribution, or commercial use is strictly prohibited
Academic citations require explicit written permission

6. Content Ownership and Licensing

Course content remains proprietary to Financial Literacy Canada
Users receive temporary, non-exclusive access
No transfer of ownership occurs through course participation

7. Limitation of Liability

Financial Literacy Canada is not liable for:

Individual financial decisions made based on course content
Indirect or consequential damages
Loss of potential financial opportunities
Technical interruptions or platform unavailability Maximum liability is limited to the course purchase price.

8. Dispute Resolution

8.1 Preliminary Steps

Internal complaint resolution
Mediation through designated customer support

8.2 Legal Jurisdiction

Disputes governed by laws of Canada
Exclusive jurisdiction in Ontario provincial courts

9. Service Termination

Financial Literacy Canada reserves the right to:

Suspend or terminate user accounts
Modify course offerings
Refuse service without prior notice
Implement immediate account closure for terms violations

10. Modification of Terms

Terms may be updated periodically
Users will be notified of significant changes
Continued platform use indicates acceptance of modified terms

11. Contact Information

For inquiries or support:

Email: [email protected]
Phone: 123-456-35

12. Privacy and Data Protection

Users’ personal information will be handled in accordance with Canadian privacy legislation, ensuring confidentiality and secure data management.

Terms of Use